Call 866-869-3335 to Get the Right Trucking General Liability Insurance for Your Trucking Needs at an Affordable Rate
As a for-hire trucker or motor carrier you must make sure you have the right type of insurance protection. Hauling property/goods comes with its share of risks and responsibilities and as a result you may be required to have Trucking General Liability insurance. The good news is that Paramount Insurance Agency can get the right Trucking General Liability insurance for your trucking needs at an affordable rate.
What is Trucking General Liability Insurance?
Imagine the following scenarios and consider what would happen if you failed to have the right insurance protection in place:
- A previous customer has made false allegations, both written and verbal, about your business/work ethics that has negatively impacted your business, costing you an exorbitant loss in revenue along with reputation.
- A customer slips and falls on your premises, resulting in costly medical expenses
- One of your drivers erroneously delivered goods, resulting in damages
All of the above scenarios are situations when Trucking GL may provide coverage. Trucking GL pays for damage(s) and injuries you cause due to business activities unrelated to the operation of your truck, therefore if you are a for-hire trucker or motor carrier, you most likely would be required to have Trucking General Liability insurance.
Some Typical Coverage Options Afforded Under a Standard N.C. Trucking GL, but Not Limited to:
Bodily Injury/Property Damage Liability– provides coverage for costs associated with damages and injuries you cause, unrelated to the operation of your truck.
Medical Payments– provides coverage for medical costs associated with an injury to someone not typically on your property that suffers an accident, such as a slip and fall.
Products/ Completed Operations– provides coverage for property damage or bodily injury resulting from the delivery of someone else’s properties/goods.
Personal Injury and Advertising Liability– provides coverage for situations that don’t include property damage or bodily injury, but include damages coming from wrongful eviction, libel, slander, or invasion of privacy.
Some Restrictions Apply
- Before you can purchase a Trucking General Liability insurance policy, you must have Primary Liability insurance coverage that protects you from injuries and damages you cause while operating your truck.
- Trucking General Liability insurance is not offered for fleet policies.
- Trucking General Liability insurance is only offered on “for-hire” trucking risks, meaning you exclusively haul property/goods that YOU DON’T own for a fee.
- Trucking General Liability insurance is not available to those who operate a business in addition to for-hire trucking
- Trucking GL is not offered for the following types of vehicles, but not limited to:
- Buses
- Passenger Vans
- Ice Cream Trucks
- Garbage Trucks
- Cement Trucks
- Hearses
Paramount Insurance Agency understands all of your N.C. trucking needs and as an independent insurance agency, we work for you and not the insurance company. We can assist you in finding the right type of motor truck General Liability insurance you need TODAY. We insure trucking businesses from Raleigh, Charlotte, High Point and other N.C. locations and look forward to assisting you every step of the way. Keep on trucking!